Quick Take
Deserve is ideal for students since it has no annual fees and a slightly friendly APR compared to its peers. It also has perks for travelers and international students. You’ll want a higher (700+) credit score to apply.
Key features
- It has no annual fees
- 1% cash on all transactions
- 18.74% variable APR
- 0 intro APR for the first six months
- Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
- Requires a credit score of 700 or higher
Pro’s & Con’s
- It has no annual fees, which makes it easier for students to manage
- International students don’t require a security number to register
- No international transaction fees
- The cashback reward is not restricted to a few places like it is with most credit cards
- Relatively friendly APR compared to other players in the business
- It also has Master Card platinum benefits
- Small cashback reward compared to other credit cards
- Slightly high credit score