Quick Take
For people interested in cash back, DiscoverIT Student is a great pick. It offers up to 5% at Amazon, Grocery Stores, Restaurants, and more. No annual fees here, but you’ll want a 700+ credit score
Key features
- It has a $0 annual fee
- It has an intro APR of 0% valid for six months from the date of opening the account
- The regular APR ranges between 12.99% to 21.99%, beginning after the intro APR expires.
- It requires a credit score of at least 640 to access this card
- 2% cashback at gas stations and restaurants
- It has unlimited 1% cashback when you buy items like books, groceries, and college staples
Pro’s & Con’s
- Lower maintenance costs since it has no annual fees
- Friendly regular APR if one has a good credit score
- It requires a slightly lower credit score to access this card compared to other cards
- It has a low cashback percentage on other transactions besides gas stations and restaurants.