Quick Take
Another offering from Discover aimed at students. This card has $0 annual fees and 0% introductory APR (first 6 months).
Key features
- It has no annual fees
- It has an intro APR of 0% valid for six months from the date of opening the account
- The regular APR ranges between 12.99% to 21.99%, and it starts when the six months of regular APR expires.
- It requires a credit score of at least 640 to access this card
- 2% cashback at gas stations and restaurants
- It has unlimited 1% cashback when you buy items like books, groceries, and college staples
Pro’s & Con’s
- Lower maintenance costs since it has no annual fees
- Friendly regular APR if one has a good credit score
- It requires a slightly lower credit score to access this card compared to other cards
- It has a low cashback percentage on other transactions besides gas stations and restaurants.