Quick Take
Journey Student Rewards is a card offered by CapitalOne. You’ll like the $0 annual fee and growing cash back with on-time payments. However, Journey has a slightly higher APR than other cards we saw.
Key features
- 1% cashback reward on all purchases and a possibility of growing it up to 1.25% when you pay your credit on time
- $0 annual fees
- It has no intro APR
- It has a variable APR of 26.99%
- It requires a credit score of at least 640 or higher
Pro’s & Con’s
- It has no annual fees, which makes it easier for students to manage
- It has a slightly lower credit score
- It has a friendly cashback rate that favors purchases
- It has a high APR rate compared to other credit cards
- It has a low credit limit (at $300)